Quote, Underwrite, Issuance, Policy Administration

Online Straight-through Policy processing for your underwriters, distribution partners and customers:

• Quick Quote for insured and retail agents
• Online Rate, Quote (single or multi-carrier)
• Submission Workflow & Management
• Application Entry
• Automated Underwriting Rules
• Referrals (i.e. refer risk from retail agent to underwriter, associate underwriter to senior underwriter etc)
• Bind / Issue
• Commission Management
• Master Policy Setup
• Multi-line Package Policy Administration
• Policy Invoicing, Agency and Direct Bill, and Payment Processing (ACH and Credit Card)
• Endorse, Cancel, Reinstate, Renew
• Certificate of Insurance Issuance
• State Surplus Lines Tax and Fees calculation

Online view and production of the following policy forms and documents:

• Quote and Underwriting Worksheets
• Proposal Letters
• Applications
• Binders
• Invoices
• Policy Declaration Pages
• Attaching Forms
• Certificates of Insurance
• State Surplus Lines Notices
• Endorsements
• Cancellations and Reinstatement Notices
• Renewal Policies

Supporting Functionality / Capabilities

• User Security
• Clearance Processing
• Home page / Action Item / Activity lists
• Auto and / or User generated email of all documents (i.e. quote proposal, binder and policy documents)
• Attachments / Unstructured data files
• Subjectivity Management & Workflow (Individual subjectivity approve/reject)
• User Notes
• Online Chat / Instant Messaging
• Insurance Product Management - Versioned Products
• Reporting (Management reports, State Surplus Lines Compliance, Lloyd's Bordereau, Operations Reports etc)
• Permissions management based on Role and User type